With today’s economic challenges for bankers’ top of mind, Aptys has created a cost-effective way to process, create, and exchange electronic payments in tandem with a dynamic, secure and easy-to-use ACH origination solution.

Built in a cloud-based environment, Aptys’ ACH Modules: ACH Exchange, ACH Creator, and Risk Regulator utilize the full spectrum of power and capabilities of the PayLOGICS solution to enable financial institutions to lower the cost of offering ACH origination, minimize risk, and automate ACH exchange and clearing for customers.   PayLOGICS allows FI's to offer an end-to-end solution for originating, analyzing, processing, receiving, and managing ACH transactions.

ACH SOLUTIONS

Clearing and Settlement of ACH Transactions
Aptys' ACH Exchange allows your financial institution to automate processing of all outgoing and incoming ACH files with a convenient, fully secure cloud-based solution. Our technology offers superior functionality, automating virtually every step in ACH processing, which results in greater efficiency and customer service capability.

ACH Exchange enables an operator to establish a clearing network of financial institutions and automate the collection, processing, least-cost routing, and distribution of ACH payments. The intuitive design and wide array of automated alert notifications enables an operator to focus energies on their growing business…leaving ACH Exchange to manage the task of processing transactions.

ACH Exchange’s intelligent switch quickly analyzes transactions and seeks the least cost method for clearing the transactions including performing in-network exchange and settlement. Items may be exchanged with additional financial institutions, other ACH exchanges, or the Federal Reserve.

ACH Exchange Features and Benefits

processes all Standard Entry Class (SEC) codes

automatically performs required OFAC checks

automates the processing of all originated and receipt files

is designed following NACHA standards

provides detailed reports and online access to transaction archive

Meeting Future Marketplace Demands Today
Markets are changing and banks are looking for ways to leverage the evolution of payments to better position themselves—ACH could be a resilient strategy allowing banks to grow even during uncertain economic times. PayLOGICS allows a financial institution to manage todays payments while creating the infrastructure of tomorrows transactions.

To learn more about our ACH Solutions including ACH Exchange, ACH Creator, and Risk Regulator contact us at askme@aptyssolutions.com.