Aptys Solutions strives to drive payment innovation in the financial services industry.  Our solutions are designed to offer an inspiring, customer-rich experience, efficient workflow, and trouble-free configuration. Aptys aspires to offer products that result in our customers achieving success through creating new opportunities, generating new revenues, and attracting new customers while retaining existing ones.

TRANSFORMING MOBILE PAYMENTS

Making the Complex Mobile Payments Demands of Today's Market Simple
With budgets tightening and market demands evolving, financial institutions are seeking ways to retain current customers and intrigue new ones with more efficient and cost effective product offerings.   As a result, Aptys Solutions designed Aptys Mobile (aMobile) to electronify the entire supply chain process from point of sale through posting in accounts receivable systems while automating the clearing of the transaction.  aMobile offers financial institutions a new tool to retain control of the payment channel in the ever changing mobile environment. 

aMobile is a simple, fast, and secure application for any mobile device to process any payment type anywhere in the world using just a wireless connection.  Utilizing the PayLOGICS pay hub, a financial institution is able to collect and distribute electronic files between endpoints and clear transactions in a secure network.  This allows the financial institution to offer a time saving, paper reducing, and integrated solution for creating mobile invoices and payments on the go.  The invoices and payments will be created using the aMobile application and collected by the PayLOGICS system.  PayLOGICS will then process and clear the payment while delivering an electronic file to the accounting system at the business.

Using the two solutions together,  aMobile and PayLOGICS, financial institutions will be able to offer a value-added mobile payment and receivables solution that monetizes the mobile payment market.   The benefits exist for both the financial institution and the business including:

Financial Institution Benefits

Able to compete against new emerging payment channels

Attract new business customers

Create new revenue stream

Leverage a new payment hub solution for processing payments and least cost routing

Business Customer Benefits

Reduce the time for creating and processing invoices and payments

Eliminate errors

Eliminate paper invoices and payments

Better serve customers

Simple is Key
Today, there are electronic options available for both the creation of invoices and the electronic processing of non-cash payments.  aMobile marries these two processes together and eliminates the need for manual input into a business’ accounting software solution.  By being able to electronify the invoice along with the payment, financial institutions offer a solution that provides strong savings and incentive for business customers to adopt the system.  Another benefit is that  the solution can process negotiable checks, credit, debit and gift cards. This allows a financial institution to funnel transactions through existing payment channels without creating a new payment silo.

The financial services industry has evolved to include a single solution that processes all payment types including emerging technologies such as mobile payments.  To simplify processes for our banks, aMobile was built on a unified payments platform enabling financial institutions to easily add the technology to their existing system without changing the whole infrastructure of the organization.