Ruth Lopez

Ruth has more than two decades of combined experience in financial services. Prior to Aptys Solutions, Ruth served as chief risk officer, bank secrecy act officer, and compliance officer at several financial institutions as well as senior examiner for California Department of Financial Protection & Innovation where she led teams in the most complex examinations of financial institutions. She oversaw compliance and risk management programs providing guidance, advice, and training regarding relevant laws, rules, regulations, and compliance standards.

Ruth is fluent in Spanish, a certified senior bank examiner (CSBE), and earned a certification in accounting from UC San Diego.  She enjoys off-road adventures, traveling, paddleboarding, and snorkeling.