Elevate your game with our
real-time payments
solution
// API Integration
// Shared Gateway Connection to RTP
// Shared Connection to the FedNow Service
// Extensible Technology
Enhance your banking
experience with
ACH Solutions
// API Integration
// Shared Gateway Connection to RTP
// Shared Connection to the FedNow Service
// Extensible Technology
Make the jump and establish your FI as a leader
in real-time payments
Through our unified payments platform, PayLOGICS, Instant Pay provides financial institutions with end-to-end, real-time payment services to satisfy every customer’s needs providing them with the power to process transactions in seconds and connect to the FedNow™ Service and RTP™ using Aptys’ gateway service.
Why Our Solution?
ONE system to manage both RTP and the FedNow℠ Service
Shared gateway connection to the FedNow℠ Service and The Clearing House
Faster payments expertise on staff bringing simplicity to complexity
Extensible technology
API Integration
Our Instant Pay modules include:
- Send: Originate in the Instant Pay UI or accept originated transactions via the Instant Pay API to validate, process, post to the core, and communicate with the real-time networks.
- Receive: Receive transactions and communicate with the networks using the Instant Pay Receive module which will provide customers with immediately posted transactions into their account.
- Manager: Offer settlement services to customers for real-time rail networks, the FedNow℠ Service and RTP. Post transactions in real-time and reconcile using the Instant Pay Manager reconciliation screen.
Our real-time payment solution offers API connectivity providing banks and credit unions with improved operational efficiencies, FDIC compliance, and a holistic customer experience across all payment channels.
Instant Pay Benefits
- An alternative solution for FI’s
- End-to-end capabilities
- Send, receive, and settlement capabilities
- Open API technology allows for Instant Pay to become part of an overall strategy
- Flexible platform for managing all payments including ACH, wires, check, and real-time payments